⚠️ DISCLAIMER: This tool is for educational and research purposes only. It does NOT constitute financial advice.

STOKS Value Investing Scanner

WATCH Lennar Corporation (LEN)

Consumer Cyclical · Residential Construction · NYQ · United States
65
Final Score ?
33.4%
Margin of Safety ?
42
Quality Score ?
$89.37
Current Price ?
$22.0B
Market Cap ?

Key Metrics

Pe Ratio ?
14.01
Forward Pe ?
13.48
Pb Ratio ?
1.01
Ev Ebitda ?
11.62
Roe ?
7.4%
Gross Margin ?
16.4%
Operating Margin ?
5.3%
Net Margin ?
4.9%
Dividend Yield ?
223.0%
Debt To Equity ?
28.48
Current Ratio ?
11.40
Beta ?
1.40

📈 Trend Charts

Revenue Trend
EPS Trend
Net Income Trend
Free Cash Flow Trend

Intrinsic Value Estimates

Low ?
$107.28
Base ?
$134.10
High ?
$160.92

Pipeline Stage Details

Stage A — Hard Filters ✅

Pe Ratio
14.01
Eps Positive Years
4.00
Eps Lookback
4.00
Fcf Positive Years
4.00
Fcf Lookback
4.00
Debt To Equity
0.28
Current Ratio
11.40
Dilution Cagr
-0.05

Stage B — Quality Score: 42/100

Stage C — Cyclicality: MED

Normalized EPS
$12.94

Stage F — Final Score Breakdown

ComponentWeighted Score
Valuation 22.5
Earnings Quality 10.6
Balance Sheet 18.0
Stability 8.2
Moat Proxies 5.5

Top Drivers

  1. Undervalued: price $89.37 vs estimated intrinsic value $134.10 gives a 33% margin of safety — meeting Graham's 30% minimum safety requirement.
  2. Reasonable P/E of 14.0x — below long-run market average (~15-17x), suggesting the stock is not overpriced.
  3. Fortress balance sheet: D/E of 0.28x (conservative) and current ratio of 11.40x — ample liquidity and low financial risk. Graham emphasis on capital preservation.

Top Risks

  1. Moderate cyclicality (Operating margin stddev: 5.0%) — earnings may fluctuate.
  2. Quality concern: Operating margin in structural decline

Financial History ?

Year Revenue ? Gross Profit ? Operating Income ? Net Income ? EPS ?
2021 N/A N/A N/A N/A $N/A
2022 $33.7B $7.2B $6.8B $4.6B $15.72
2023 $34.2B $5.9B $5.4B $3.9B $13.73
2024 $35.4B $5.5B $4.8B $3.9B $14.31
2025 $34.2B $3.4B $2.8B $2.1B $7.98

Cash Flow History ?

Year Operating CF ? CapEx ? Free Cash Flow ?
2021 N/A N/A N/A
2022 $3.3B $-57.2M $3.2B
2023 $5.2B $-99.8M $5.1B
2024 $2.4B $-171.5M $2.2B
2025 $216.8M $-188.6M $28.2M

What is it?
Graham & Buffett say